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What You Get From an Auto Accident Settlement The amount you will receive from an auto accident settlement is contingent on the degree of your injuries. Medical bills are higher for injuries that are more severe. Documenting these losses can help maximize your settlement. Your lawyer can prepare the list of all relevant damages, including doctors' notes, wage documents and eyewitness testimony. Medical bills When people are injured in a car crash medical bills are typically in the forefront of their minds. In most personal injury cases, the law covers these expenses. It can take a few months or even years until the at-fault driver is found to be responsible by an agreement with a judge or settlement agreement however. In the meantime, victims accrue medical bills that need to be paid. Car accident injuries usually require extensive medical treatment including surgery and physical therapy. Medical bills can be very expensive. It is important for victims to know that they should not be required to bear the financial burden of paying the medical bills themselves after a crash, and that the at-fault driver is accountable for settling them as part of their settlement for the accident. In auto accident law firm virginia , a party at fault will pay directly for the medical expenses of the victim. In other cases the victim's health insurance or med-pay coverage will pay these costs as they grow. These bills may be covered by rolling claims depending on the insurance coverage of the victim and the situation. In some cases, a hospital or health insurance provider may make a lien against a portion of a victim's settlement. Fortunately, an experienced attorney will help to negotiate these liens to put more money in the pocket of the victim. Loss of wages A car accident can have a devastating effect on your finances. In addition to your medical costs and property damage you may have to pay for lost wages because of your injuries. New York law requires that your car insurance policy reimburse the loss of income up to a certain amount. Your attorney will work to get the full amount you are entitled to for your lost earnings. The most common method to show lost earnings is to present your paychecks or other documents related to wages. If you were self-employed, or worked on commission, other pertinent documents include profit-and-loss statements invoices, receipts and bank statements, as well as finance-related correspondence. It is also important to have an official letter from your employer that confirms the number of days or hours you missed because of your injury. If you sustain a permanent injury that limits your capability to work, or even prevents you from working Your lawyer can consult an expert economist or financial expert to determine the value of your earning potential. In this instance the expert will evaluate your age, education and education, credentials, career path, and tasks you are no longer able to perform. At Michaels Bersani Kalabanka, our Syracuse car accident lawyers frequently deal with clients who are injured in accidents and are no longer work. Not only do they have the right to compensation for lost wages due to accidents that weren't their negligence, but they could also be able obtain additional compensation through the insurance of the car owner or driver who was responsible. Pain and suffering After a collision, car accident victims should be compensated for their emotional distress and pain. Insurance companies often discount emotional pain and suffering because they are not documented with photographs or x-rays. This is why it's essential to have a competent personal injury attorney to represent you when dealing with the at-fault driver's insurance. Your Queens injury lawyer can assist you with gathering evidence of all kinds to support your claim for damages. For instance, the victim's medical bills as well as written formal diagnoses can demonstrate the severity of their injuries. A diary or journal that starts on the date of the accident and lasts throughout recovery can also document symptoms of emotional distress and physical discomfort. The severity of your injuries will also affect the amount you receive. A spinal cord injury or a severe head trauma, as an example could result in a greater amount than a minor sprain which heals in 3 weeks. The value of your injuries is a critical aspect that can affect the amount you receive from an auto accident settlement. Your lawyer will assist in calculating your damages and building a strong case for you to receive the maximum amount of compensation that you deserve. Contact a knowledgeable attorney today to find out more about the different kinds of damages awarded in the event of a New York car accident lawsuit. Damages As we've discussed previously settlement awards are intended to compensate victims of car accidents for financial losses. The amount of compensation awarded will depend on the severity and degree of the injuries sustained by the victim as well as the amount of money they have lost because of work absence or property damage. In addition, an award may also cover non-economic damages, such as suffering and pain. These damages aren't easily quantifiable, however, insurance companies use formulas to determine how they will be able to cover these types of damages. To determine the settlement amount for non-economic damages, a multiplier will typically be determined by medical expenses. Major injuries and permanent impairments are generally rewarded with higher amounts than minor injuries or injuries that are temporary. An accident in the car is a traumatic experience that can drastically alter your life. The amount of settlement will not erase these losses but it can assist victims to overcome their financial burdens and return to normal. A lawyer experienced in car accidents with experience can evaluate your case and negotiate a settlement that is as high as is possible. Although it might be tempting to settle for a lesser amount than you are entitled to, doing so could compromise your future recovery. Once you sign a settlement agreement, you give up the right to file additional claims or bring a lawsuit in court for any other losses relating to the accident.